Inditrade Micro Finance

Let’s Progress Towards Equal Opportunities With Microfinance

We empower women in smaller towns and villages with Microfinance loans ranging from ₹10,000 - ₹60,000 to start and expand their business. We do this by identifying women’s groups and providing joint liability group-based lending with easy repayment terms. All of this, with technology being at the core.

Impact

  • Disbursed: ₹1,304.18 Cr
  • States: 09
  • Customers: 2.81 Lakh
  • Employees: 733

Highlights

Focus on

Women's
Empowerment

Partnering in growth
with diverse product suite
catering to entire

Customer Life Cycle

Our Products

Shiksha

is an education loan
for the family. ₹5,000 with 25
fortnightly instalments

Sulabh

is a Consumption loan for
home & business appliances. ₹5,000 with 25
fortnightly instalments

Ujwal

an income generation loan,
caters to new customers. ₹10,000 - ₹30,000 With
25 fortnightly instalments

Pragati

is a booster 2nd cycle income
generation loan for existings.
customers with a good track records. ₹20,000 - ₹60,000 with
53 fortnightly instalments

Vikas

is a Top-up loan to
existing customers. ₹5,000 - ₹15,000 with
53 fortnightly instalments

Methodology

Identify Potential
women entrepreneurs
with the ideas

1 Inditrade Micro Finance
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Form groups
of women
entrepreneurs that
support and
are responsible for each
other's success

Automated Credit
and KYC check

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4

Digital application
and sanction

Inditrade Micro Finance

Train customers on loan
management

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Verify location
and disburse online

Recover with
interest periodically

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Progress Stories

R. Prema

Kesavapuram, Tamil Nadu

Prema’s life dramatically changed six years ago when her husband, the sole bread earner of the house passed away. With 4 members to support Prema had no option but to start working as a daily labor near her village in Kesavapuram in Tamil Nadu. However not having a steady income and one that she could grow, worried her constantly especially for her children. When a group of women from her village decided to access a Microfinance loan from Inditrade, Prema decided to join them. With a loan of ₹30,000 Prema now runs a saree business from her residence earning approximately ₹1,000 — ₹1500 per week. Today Prema is confident of growing her business further and fulfilling her children’s dreams. She smiles on her journey from house wife to an entrepreneur. Support from ladies from her micro finance group and guidance from Inditrade have added to her confidence of ensuring a safe and secure future for herself and her family.

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Inditrade R. Prema

Laxmi Hanumantu

Gharkul, Maharashtra

Laxmi and her husband Hanumantu run a small yet successful tiffin centre in Gharkul near Sholapu in Maharashtra. They wanted to expand their business by adding a sweets stall within their existing premises. That is when they heard about Inditrade from their relatives and approached us for a loan of ₹30,000. Laxmi and Hanumantu have now doubled their daily income from ₹500 to ₹1,000. They are next planning to set up chat stall in the near future.

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Inditrade R. Prema

R Yashoda

Periyavoor, Tamil Nadu

Yashoda lived the life of a happy housewife with her husband and three children. However seeing her husband’s income and the rising household expenses, Yashoda started thinking of ways in which she could support her husband by supplementing his income while still taking care of her house and her children. One idea that struck her was to open a small provisional store at her residence. Since she knew more of the people around her, she knew what would sell. At the same time she would be able to take care of her responsibilities at home. All she needed was some financial support. That is when she heard about Inditrade and approached us for a loan. With a loan of ₹30,000 today Yashoda does an average business of ₹500 to ₹1000 per day earning revenue of ₹300 to ₹800 from it. Her husband and children also help her manage the store. Both Yashoda and her husband wanted to send their children to good schools and are now confident about seeing their dream come true.

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Inditrade R. Prema